To sell life and health insurance in Florida you need the 2-15 license: complete a 60-hour pre-licensing course, get fingerprinted, pass the state exam, and submit your application to the Florida Department of Financial Services.
Step 1: Complete the 60-Hour Pre-Licensing Course
Florida requires an approved 60-hour course for the 2-15 license (Life, Health & Variable Annuity). You can take it online at your own pace through a state-approved provider. When you finish, you receive a certificate of completion, which you need in order to register for the exam.
Step 2: Apply for Fingerprinting and Background Check
You must get fingerprinted through a state-authorized provider. The results are sent electronically to the Florida Department of Financial Services and are a mandatory part of the background check.
Step 3: Schedule and Pass the State Exam
The exam is scheduled through the state's official testing provider and is taken at an authorized testing center or online with a proctor. It covers life and health insurance concepts, plus Florida-specific laws and regulations. If you don't pass, you can retake it by paying the fee again.
Step 4: Submit Your License Application
Once you've passed the exam, you submit your application online through the MyProfile portal of the Florida Department of Financial Services, paying the corresponding fee. Once approved, you receive your license and your NPN (National Producer Number), the number that identifies you nationwide.
Step 5: Get Appointed with a Carrier
Having a license isn't enough to start selling — you need an "appointment" with one or more carriers. This is where an agency like OneSquad supports you — we connect you with carriers, provide product training, and support you through your first sales.
Frequently Asked Questions
How long does it take to get the 2-15 license in Florida?
It depends on your pace through the 60-hour course. Many people complete the entire process in 3 to 6 weeks, including the course, fingerprinting, exam, and application.
Do I need a college degree?
No. In Florida you only need to be at least 18 years old, have legal authorization to work in the United States, and pass the course and the state exam.
Can I take the course in Spanish?
Several approved providers offer the course in Spanish, but the state exam is administered in English, so it's worth studying the technical terms in both languages.
Already have your license, or on your way?
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